Elisangela Cavalcanti

I am a Foreign National mortgage specialist and licensed Mortgage Loan Officer at Loan Factory, serving Brazilian investors, Latin American buyers, and international clients purchasing real estate in Miami, Tampa, Orlando, and across Florida. I speak English, Portuguese, and good communication in Spanish.

Before becoming a mortgage broker in Florida, I spent 20+ years as a corporate finance executive at global companies including IBM, Tishman Speyer (a $73B real estate firm), Ford Bank, GMC, and Siemens — managing cash flow, financial analysis, and investment structures across the U.S., Brazil, and Latin America. I hold a Master of Accounting (M.Acc) from Nova Southeastern University, Florida, an MBA from the University of São Paulo, and an Accounting Degree, being a CPA in Brazil.

Whether you need a Foreign National home loan in Miami, a DSCR investment property loan in Florida, or guidance on financing your first U.S. property without a Social Security Number or U.S. credit history — I am here to help. I understand exactly what international buyers need, because I have lived it.

I specialize in

▸Foreign National mortgage loans Florida

▸DSCR loans for investors (no income docs)

▸Investment property loans Miami, Orlando & Tampa

▸Home loans without U.S. credit history

▸Vacation home & Airbnb financing Florida

▸Bilingual mortgage guidance (PT · ES · EN)